Small Business Checking Account
This account is designed to meet the needs of the small, unincorporated businesses. Please contact a customer service representative for details.

Business Checking Account
This account is designed to meet the needs of corporate businesses.

An earnings credit will be calculated by applying the credit rate to the lowest collected principal balance in the account during the statement cycle. This credit is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.

Please see a customer service representative for details.

Business Sweep Account
The minimum balance required to open this account is $2,500.00.

The same fee structure as the Business Checking Account applies to this account for transaction purposes.

A target balance is determined by the average dollar amount of checks clearing during the month.

This account earns a variable interest rate monthly. Interest accrues daily and is compounded / credited every month.

Please see a customer service representative for additional information and current interest rates.
Traditional Savings
The minimum balance required to open this account is $10.00.

This account earns a variable interest rate monthly based on rate/cost analysis.

Interest will be compounded quarterly and paid quarterly.

The first six (6) withdrawals are free. Withdrawals in excess of 6 per month will be assessed a fee of $1.00 per withdrawal.

The monthly maintenance charge based on the minimum balance will be:

• $2.00* if the balance falls below $100.00 during the month
• No charge if a balance of $100.00 or more is maintained

*Customers 18 years old and under (or full-time student) will not be assessed a charge if below the minimum balance.

If you close your account before interest is credited, you will not receive the accrued interest.

Cash Management Savings
The minimum balance to open this account is $50.00.

This account earns a variable interest rate that may change at any time, based on graduated tiers. Please see a customer service representative for details and current rates.

Interest is compounded and credited every month.

If the balance falls below the $2,500 minimum daily balance a $10.00 per month service charge will be assessed.

Excess withdrawal fee of $5.00 is assessed for each withdrawal in excess of six (6) per month. No more than three (3) withdrawals may be made by check or similar order to third parties per month.

Christmas Club Savings Account
Weekly deposits begin in late October of each year. Customer receives a check in mid-October each year. Automatic deposits are available from checking account. A fixed interest rate is determined prior to the beginning of each Christmas Club Season.

This account is a great benefit to offer employees! Direct deposit is available.

In today's volatile market, a Premier Bank of Jacksonville Certificate of Deposit may be the answer for your investment needs. Our CD's offer competitive rates, with the assurance of FDIC Insurance. Certificates of Deposit are available in terms ranging from 30 days to 60 months. Contact a customer service representative for current rate and penalty information.

Individual Retirement Accounts are available in terms ranging from 12 months to 60 months. A 12 month variable rate IRA is also available. Call or stop by any of our (3) locations to discuss current rates and penalty information with one of our customer service representatives. Offer payroll deductions to your employees to help secure their financial future after retirement.