You must deposit a minimum of $50.00 to open this account.

No monthly Service Charge

No Minimum Balance or Per Check Charge

Free Check Safekeeping- Checks and deposit slips not returned with your monthly itemized statement.

You must deposit a minimum of $50.00 to open this account.

No service charge (except ATM activity fee) with minimum daily balance of $300.00 (the balance cannot fall below $300.00 any day during the statement cycle.)

If the balance falls below $300.00 any day of the statement cycle a $5.00 per month service charge plus ATM activity fees will be assessed.

**No service charge for customers 65 years of age and older, charitable and not-for-profit organizations, and full-time students. (Proof of status may be required).

Minimum balance to open the account: You must deposit $50.00 to open this account.

No minimum balance required. ATM activity fees will be charged. See Prestige brochure for services included.

Cost of plan based on amount of combined accidental death / dismemberment insurance:

Basic Plan($10,000.00)	$5.00
Personal Plan($20,000.00)	$6.00
Family Plan($30,000.00)	$7.00

Premier Checking
You must deposit a minimum of $50.00 to open this account.

This account earns a variable interest rate monthly based on rate/cost analysis; Interest accrues daily and is compounded / credited every month.

Accessible by ATM, subject to fee.

A daily balance of $500.00 is required to avoid a $8.00 per month service charge.

If you close your account before interest is credited, you will not receive the accrued interest.


Traditional Savings
The minimum balance required to open this account is $10.00.

This account earns a variable interest rate monthly based on rate/cost analysis.

Interest will be compounded monthly and paid monthly.

The first six (6) withdrawals are free. Withdrawals in excess of 6 per month will be assessed a fee of $1.00 per withdrawal.

The monthly maintenance charge based on the minimum balance will be:

• $2.00* if the balance falls below $100.00 during the month
• No charge if a balance of $100.00 or more is maintained

*Customers 18 years old and under (or full-time student) will not be assessed a charge if below the minimum balance.

If you close your account before interest is credited, you will not receive the accrued interest.

Premier Savings
The minumum balance required to open this account is $50.00

This account earns a variable interest rate that may change any time.

Interest will be compunded and paid monthly.

The monthly maintenance charge based on minimum balance is:

• $5.00 if the balance falls below $1,000
• No charge if a balance of $1,000 is maintained daily

The first (6) withdrawals are free. Withdrawals in excess of 6 will be assessed a fee of $1.00 per withdrawal.

If you close your account before interest is creditied, you will not receive the accrued interest.

Cash Management Savings
The minimum balance to open this account is $50.00.

This account earns a variable interest rate that may change at any time, based on graduated tiers. Please see a customer service representative for details and current rates.

Interest is compounded and credited every month.

If the balance falls below the $2,500 minimum daily balance a $10.00 per month service charge will be assessed.

Excess withdrawal fee of $5.00 is assessed for each withdrawal in excess of six (6) per month. No more than three (3) withdrawals may be made by check or similar order to third parties per month.

Christmas Club Savings Account
Weekly deposits begin in late October of each year. Customer receives a check in mid-October each year. Automatic deposits are available from checking account. A fixed interest rate is determined prior to the beginning of each Christmas Club Season. If direct deposit of proceeds is chosen, an extra .25% of interest will be paid. Early closure fee is $10.00 and no interest is paid

In today's volatile market, a Premier Bank of Jacksonville Certificate of Deposit may be the answer for your investment needs. Our CD's offer competitive rates, with the assurance of FDIC Insurance. Certificates of Deposit are available in terms ranging from 30 days to 60 months. Contact a customer service representative for current rate and penalty information.

Individual Retirement Accounts are available in terms ranging from 6 months to 60 months. A 12 month variable rate IRA is also available. Call or stop by any of our (4) locations to discuss current rates and penalty information with one of our customer service representatives.